Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,746 | $97,550-65.4% | $120,344-72.0% | $87,485-61.4% |
| Participation rate | 67.2% | 72.8%-5.7pp | 76.7%-9.5pp | 68.9%-1.8pp |
| Annual return | 13.33% | 18.41%-5.1pp | 20.30%-7.0pp | 26.06%-12.7pp |
| Employer contribution / active EE | $1,376 | $2,291-39.9% | $3,020-54.4% | $2,596-47.0% |
| Participant deferral / active EE | $4,514 | $4,230+6.7% | $5,135-12.1% | $4,274+5.6% |
| Admin fee / account holder | $2,612 | $9,543-72.6% | $12,742-79.5% | $7,775-66.4% |