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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,788 | $174,379-62.3% | $152,093-56.7% | $138,895-52.6% |
| Participation rate | 88.9% | 81.6%+7.2pp | 77.8%+11.1pp | 79.9%+9.0pp |
| Annual return | 21.21% | 74.86%-53.7pp | 66.36%-45.2pp | 145.39%-124.2pp |
| Employer contribution / active EE | $5,886 | $4,652+26.5% | $4,175+41.0% | $4,194+40.3% |
| Participant deferral / active EE | $8,510 | $6,159+38.2% | $5,451+56.1% | $6,396+33.1% |
| Admin fee / account holder | $1,016 | $16,880-94.0% | $14,497-93.0% | $12,562-91.9% |