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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,926 | $124,980-81.7% | $108,359-78.8% | $154,746-85.2% |
| Participation rate | 66.7% | 75.2%-8.5pp | 70.1%-3.5pp | 80.7%-14.0pp |
| Annual return | 17.95% | 45.00%-27.1pp | 36.89%-18.9pp | 172.34%-154.4pp |
| Employer contribution / active EE | $1,507 | $2,851-47.1% | $2,399-37.2% | $4,379-65.6% |
| Participant deferral / active EE | $1,938 | $4,743-59.1% | $4,137-53.2% | $6,730-71.2% |
| Admin fee / account holder | $752 | $11,502-93.5% | $9,741-92.3% | $14,365-94.8% |