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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,391 | $159,978-47.9% | $147,041-43.3% | $145,978-42.9% |
| Participation rate | 69.2% | 84.0%-14.8pp | 82.2%-12.9pp | 80.3%-11.1pp |
| Annual return | 16.67% | 98.36%-81.7pp | 419.21%-402.5pp | 550.52%-533.8pp |
| Employer contribution / active EE | $1,657 | $5,288-68.7% | $4,935-66.4% | $4,662-64.4% |
| Participant deferral / active EE | $4,654 | $8,429-44.8% | $8,071-42.3% | $6,690-30.4% |
| Admin fee / account holder | $1,634 | $15,053-89.1% | $13,006-87.4% | $13,400-87.8% |