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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,865 | $159,978-19.4% | $147,041-12.4% | $145,978-11.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.66% | 98.36%-84.7pp | 419.21%-405.5pp | 550.52%-536.9pp |
| Employer contribution / active EE | $14,745 | $5,288+178.8% | $4,935+198.8% | $4,662+216.3% |
| Participant deferral / active EE | $5,590 | $8,429-33.7% | $8,071-30.7% | $6,690-16.4% |
| Admin fee / account holder | $9,504 | $15,053-36.9% | $13,006-26.9% | $13,400-29.1% |