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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,274 | $106,864-0.6% | $147,318-27.9% | $82,637+28.6% |
| Participation rate | 86.2% | 75.5%+10.7pp | 82.1%+4.1pp | 68.1%+18.2pp |
| Annual return | 24.58% | 27.49%-2.9pp | 70.43%-45.9pp | 53.51%-28.9pp |
| Employer contribution / active EE | $4,701 | $3,417+37.6% | $4,593+2.4% | $2,552+84.2% |
| Participant deferral / active EE | $12,509 | $6,496+92.6% | $7,906+58.2% | $4,126+203.2% |
| Admin fee / account holder | $8,157 | $8,415-3.1% | $13,708-40.5% | $7,339+11.1% |