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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,324 | $174,379-83.2% | $152,093-80.7% | $138,895-78.9% |
| Participation rate | 85.7% | 81.6%+4.1pp | 77.8%+7.9pp | 79.9%+5.8pp |
| Annual return | 2.81% | 74.86%-72.0pp | 66.36%-63.5pp | 145.39%-142.6pp |
| Employer contribution / active EE | $2,303 | $4,652-50.5% | $4,175-44.8% | $4,194-45.1% |
| Participant deferral / active EE | $8,713 | $6,159+41.5% | $5,451+59.8% | $6,396+36.2% |
| Admin fee / account holder | $87,731 | $16,880+419.7% | $14,497+505.2% | $12,562+598.4% |