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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,015 | $102,609-47.4% | $98,090-44.9% | $138,895-61.1% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 25.14% | 36.44%-11.3pp | 37.05%-11.9pp | 145.39%-120.3pp |
| Employer contribution / active EE | $7,123 | $3,867+84.2% | $3,606+97.5% | $4,194+69.8% |
| Participant deferral / active EE | $11,237 | $8,167+37.6% | $7,845+43.2% | $6,396+75.7% |
| Admin fee / account holder | $2,115 | $11,434-81.5% | $11,815-82.1% | $12,562-83.2% |