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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,173 | $115,225-80.8% | $100,712-78.0% | $138,895-84.0% |
| Participation rate | 87.5% | 74.3%+13.2pp | 69.3%+18.2pp | 79.9%+7.6pp |
| Annual return | 20.13% | 40.35%-20.2pp | 33.27%-13.1pp | 145.39%-125.3pp |
| Employer contribution / active EE | $1,542 | $2,771-44.4% | $2,313-33.3% | $4,194-63.2% |
| Participant deferral / active EE | $4,413 | $4,699-6.1% | $4,085+8.0% | $6,396-31.0% |
| Admin fee / account holder | $1,494 | $10,844-86.2% | $9,256-83.9% | $12,562-88.1% |