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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,681 | $225,673-27.0% | $203,872-19.2% | $155,188+6.1% |
| Participation rate | 90.0% | 80.3%+9.7pp | 77.8%+12.2pp | 80.8%+9.2pp |
| Annual return | 13.59% | 95.91%-82.3pp | 85.11%-71.5pp | 148.84%-135.3pp |
| Employer contribution / active EE | $2,085 | $4,099-49.1% | $3,757-44.5% | $4,248-50.9% |
| Participant deferral / active EE | $3,201 | $6,893-53.6% | $6,388-49.9% | $6,531-51.0% |
| Admin fee / account holder | $2,894 | $12,327-76.5% | $11,730-75.3% | $14,480-80.0% |