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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,260 | $99,053-70.5% | $88,179-66.8% | $138,895-78.9% |
| Participation rate | 69.2% | 74.2%-5.0pp | 69.1%+0.1pp | 79.9%-10.7pp |
| Annual return | 20.60% | 78.17%-57.6pp | 64.97%-44.4pp | 145.39%-124.8pp |
| Employer contribution / active EE | $1,338 | $2,882-53.6% | $2,549-47.5% | $4,194-68.1% |
| Participant deferral / active EE | $6,512 | $5,225+24.6% | $4,614+41.1% | $6,396+1.8% |
| Admin fee / account holder | $146 | $8,748-98.3% | $7,673-98.1% | $12,562-98.8% |