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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,228 | $100,203-26.9% | $85,240-14.1% | $145,897-49.8% |
| Participation rate | 35.0% | 74.1%-39.1pp | 67.5%-32.5pp | 80.3%-45.3pp |
| Annual return | 11.06% | 84.28%-73.2pp | 66.75%-55.7pp | 552.29%-541.2pp |
| Employer contribution / active EE | $724 | $3,242-77.7% | $2,735-73.5% | $4,663-84.5% |
| Participant deferral / active EE | $1,579 | $5,299-70.2% | $4,527-65.1% | $6,689-76.4% |
| Admin fee / account holder | $43 | $7,265-99.4% | $6,165-99.3% | $13,390-99.7% |