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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,505 | $156,398-60.7% | $147,318-58.3% | $138,895-55.7% |
| Participation rate | 88.9% | 83.8%+5.1pp | 82.1%+6.8pp | 79.9%+9.0pp |
| Annual return | 16.19% | 78.75%-62.6pp | 70.43%-54.2pp | 145.39%-129.2pp |
| Employer contribution / active EE | $8,797 | $4,853+81.3% | $4,593+91.5% | $4,194+109.7% |
| Participant deferral / active EE | $11,467 | $8,237+39.2% | $7,906+45.0% | $6,396+79.3% |
| Admin fee / account holder | $6,209 | $14,976-58.5% | $13,708-54.7% | $12,562-50.6% |