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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,896 | $125,193-46.6% | $105,591-36.6% | $145,978-54.2% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 10.42% | 225.53%-215.1pp | 116.43%-106.0pp | 550.52%-540.1pp |
| Employer contribution / active EE | $233 | $3,718-93.7% | $3,166-92.6% | $4,662-95.0% |
| Participant deferral / active EE | $5,408 | $5,708-5.3% | $5,008+8.0% | $6,690-19.2% |
| Admin fee / account holder | $41,488 | $17,277+140.1% | $11,024+276.3% | $13,400+209.6% |