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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,152 | $110,137-71.7% | $161,149-80.7% | $82,637-62.3% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | -16.77% | 20.69%-37.5pp | 21.16%-37.9pp | 53.51%-70.3pp |
| Employer contribution / active EE | $4,764 | $2,856+66.8% | $4,360+9.3% | $2,552+86.7% |
| Participant deferral / active EE | $5,363 | $4,575+17.2% | $6,153-12.8% | $4,126+30.0% |
| Admin fee / account holder | $1,560 | $9,467-83.5% | $15,194-89.7% | $7,339-78.7% |