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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,152 | $115,931-73.1% | $185,441-83.2% | $86,983-64.2% |
| Participation rate | 100.0% | 73.6%+26.4pp | 80.3%+19.7pp | 69.5%+30.5pp |
| Annual return | -16.77% | 21.47%-38.2pp | 20.16%-36.9pp | 25.83%-42.6pp |
| Employer contribution / active EE | $4,764 | $2,937+62.2% | $4,672+2.0% | $2,584+84.3% |
| Participant deferral / active EE | $5,363 | $4,551+17.8% | $6,152-12.8% | $4,194+27.9% |
| Admin fee / account holder | $1,560 | $10,687-85.4% | $17,890-91.3% | $7,856-80.1% |