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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,605 | $70,366-72.1% | $66,674-70.6% | $138,895-85.9% |
| Participation rate | 50.0% | 76.2%-26.2pp | 73.7%-23.7pp | 79.9%-29.9pp |
| Annual return | 15.56% | 386.41%-370.8pp | 321.24%-305.7pp | 145.39%-129.8pp |
| Employer contribution / active EE | $0 | $2,765-100.0% | $2,620-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $841 | $4,374-80.8% | $4,084-79.4% | $6,396-86.9% |
| Admin fee / account holder | $2,046 | $5,262-61.1% | $5,098-59.9% | $12,562-83.7% |