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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,294 | $183,627+91.3% | $155,602+125.8% | $145,978+140.6% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 10.77% | 61.32%-50.6pp | 64.81%-54.0pp | 550.52%-539.8pp |
| Employer contribution / active EE | $7,017 | $5,316+32.0% | $4,675+50.1% | $4,662+50.5% |
| Participant deferral / active EE | $19,981 | $6,466+209.0% | $5,629+255.0% | $6,690+198.7% |
| Admin fee / account holder | $170,707 | $19,327+783.2% | $15,923+972.1% | $13,400+1173.9% |