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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,294 | $183,516+91.4% | $155,534+125.9% | $145,884+140.8% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 10.77% | 61.43%-50.7pp | 64.92%-54.2pp | 551.85%-541.1pp |
| Employer contribution / active EE | $7,017 | $5,315+32.0% | $4,675+50.1% | $4,662+50.5% |
| Participant deferral / active EE | $19,981 | $6,467+209.0% | $5,630+254.9% | $6,690+198.7% |
| Admin fee / account holder | $170,707 | $19,293+784.8% | $15,900+973.6% | $13,392+1174.7% |