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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $438,199 | $156,398+180.2% | $147,318+197.5% | $138,895+215.5% |
| Participation rate | 80.0% | 83.8%-3.8pp | 82.1%-2.1pp | 79.9%+0.1pp |
| Annual return | 19.07% | 78.75%-59.7pp | 70.43%-51.4pp | 145.39%-126.3pp |
| Employer contribution / active EE | $7,695 | $4,853+58.6% | $4,593+67.5% | $4,194+83.5% |
| Participant deferral / active EE | $17,850 | $8,237+116.7% | $7,906+125.8% | $6,396+179.1% |
| Admin fee / account holder | $22,533 | $14,976+50.5% | $13,708+64.4% | $12,562+79.4% |