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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,826 | $183,516+18.2% | $155,534+39.4% | $145,884+48.6% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 11.08% | 61.43%-50.3pp | 64.92%-53.8pp | 551.85%-540.8pp |
| Employer contribution / active EE | $3,019 | $5,315-43.2% | $4,675-35.4% | $4,662-35.2% |
| Participant deferral / active EE | $13,075 | $6,467+102.2% | $5,630+132.2% | $6,690+95.5% |
| Admin fee / account holder | $1,694 | $19,293-91.2% | $15,900-89.3% | $13,392-87.4% |