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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,281 | $210,698-91.8% | $178,014-90.3% | $145,959-88.2% |
| Participation rate | 68.2% | 80.8%-12.6pp | 77.1%-8.9pp | 80.3%-12.1pp |
| Annual return | 20.47% | 386.27%-365.8pp | 294.80%-274.3pp | 561.95%-541.5pp |
| Employer contribution / active EE | $1,135 | $4,567-75.2% | $3,950-71.3% | $4,661-75.7% |
| Participant deferral / active EE | $2,096 | $6,958-69.9% | $6,276-66.6% | $6,689-68.7% |
| Admin fee / account holder | $5,457 | $12,016-54.6% | $10,362-47.3% | $13,398-59.3% |