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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,139 | $117,846-25.2% | $102,434-14.0% | $145,884-39.6% |
| Participation rate | 62.5% | 78.6%-16.1pp | 76.5%-14.0pp | 80.3%-17.8pp |
| Annual return | 11.52% | 31.90%-20.4pp | 29.46%-17.9pp | 551.85%-540.3pp |
| Employer contribution / active EE | $2,205 | $3,615-39.0% | $3,023-27.1% | $4,662-52.7% |
| Participant deferral / active EE | $7,024 | $5,733+22.5% | $5,055+38.9% | $6,690+5.0% |
| Admin fee / account holder | $10,679 | $13,356-20.0% | $9,462+12.9% | $13,392-20.3% |