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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,489 | $174,379-68.8% | $152,093-64.2% | $138,895-60.8% |
| Participation rate | 84.6% | 81.6%+3.0pp | 77.8%+6.8pp | 79.9%+4.7pp |
| Annual return | 17.29% | 74.86%-57.6pp | 66.36%-49.1pp | 145.39%-128.1pp |
| Employer contribution / active EE | $2,778 | $4,652-40.3% | $4,175-33.5% | $4,194-33.8% |
| Participant deferral / active EE | $7,203 | $6,159+16.9% | $5,451+32.1% | $6,396+12.6% |
| Admin fee / account holder | $963 | $16,880-94.3% | $14,497-93.4% | $12,562-92.3% |