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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,697 | $126,113-87.6% | $116,096-86.5% | $155,188-89.9% |
| Participation rate | 42.9% | 75.1%-32.3pp | 73.3%-30.5pp | 80.8%-37.9pp |
| Annual return | 30.65% | 391.72%-361.1pp | 326.25%-295.6pp | 148.84%-118.2pp |
| Employer contribution / active EE | $771 | $2,672-71.1% | $2,503-69.2% | $4,248-81.8% |
| Participant deferral / active EE | $1,191 | $4,162-71.4% | $3,952-69.9% | $6,531-81.8% |
| Admin fee / account holder | $562 | $8,045-93.0% | $7,704-92.7% | $14,480-96.1% |