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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,697 | $125,778-87.5% | $114,563-86.3% | $154,746-89.9% |
| Participation rate | 42.9% | 75.2%-32.3pp | 72.9%-30.0pp | 80.7%-37.8pp |
| Annual return | 30.65% | 295.14%-264.5pp | 241.09%-210.4pp | 172.34%-141.7pp |
| Employer contribution / active EE | $771 | $2,806-72.5% | $2,592-70.2% | $4,379-82.4% |
| Participant deferral / active EE | $1,191 | $4,445-73.2% | $4,142-71.2% | $6,730-82.3% |
| Admin fee / account holder | $562 | $8,190-93.1% | $7,623-92.6% | $14,365-96.1% |