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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,286 | $156,398-69.1% | $147,318-67.2% | $138,895-65.2% |
| Participation rate | 92.3% | 83.8%+8.6pp | 82.1%+10.2pp | 79.9%+12.4pp |
| Annual return | 17.71% | 78.75%-61.0pp | 70.43%-52.7pp | 145.39%-127.7pp |
| Employer contribution / active EE | $2,978 | $4,853-38.6% | $4,593-35.2% | $4,194-29.0% |
| Participant deferral / active EE | $5,558 | $8,237-32.5% | $7,906-29.7% | $6,396-13.1% |
| Admin fee / account holder | $2,787 | $14,976-81.4% | $13,708-79.7% | $12,562-77.8% |