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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,380 | $101,653-69.1% | $147,080-78.7% | $74,459-57.9% |
| Participation rate | 71.9% | 75.6%-3.6pp | 82.2%-10.3pp | 67.2%+4.7pp |
| Annual return | 17.27% | 8754.98%-8737.7pp | 420.17%-402.9pp | 1369.70%-1352.4pp |
| Employer contribution / active EE | $1,578 | $3,813-58.6% | $4,933-68.0% | $2,626-39.9% |
| Participant deferral / active EE | $3,738 | $7,304-48.8% | $8,066-53.7% | $4,350-14.1% |
| Admin fee / account holder | $6,071 | $1,752+246.6% | $12,989-53.3% | $1,945+212.2% |