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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,972 | $159,978-25.0% | $147,041-18.4% | $145,978-17.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.03% | 98.36%-86.3pp | 419.21%-407.2pp | 550.52%-538.5pp |
| Employer contribution / active EE | $3,880 | $5,288-26.6% | $4,935-21.4% | $4,662-16.8% |
| Participant deferral / active EE | $12,391 | $8,429+47.0% | $8,071+53.5% | $6,690+85.2% |
| Admin fee / account holder | $5,026 | $15,053-66.6% | $13,006-61.4% | $13,400-62.5% |