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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,238 | $102,385-75.4% | $147,080-82.8% | $80,935-68.8% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | -33.46% | 135.09%-168.6pp | 420.17%-453.6pp | 35.66%-69.1pp |
| Employer contribution / active EE | $3,265 | $3,717-12.1% | $4,933-33.8% | $2,757+18.5% |
| Participant deferral / active EE | $841 | $6,651-87.4% | $8,066-89.6% | $4,299-80.4% |
| Admin fee / account holder | $1,597 | $7,951-79.9% | $12,989-87.7% | $6,924-76.9% |