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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,532 | $81,331-85.8% | $155,534-92.6% | $80,935-85.8% |
| Participation rate | 44.8% | 66.3%-21.4pp | 78.2%-33.4pp | 67.7%-22.8pp |
| Annual return | 19.65% | 33.37%-13.7pp | 64.92%-45.3pp | 35.66%-16.0pp |
| Employer contribution / active EE | $355 | $3,105-88.6% | $4,675-92.4% | $2,757-87.1% |
| Participant deferral / active EE | $2,422 | $3,454-29.9% | $5,630-57.0% | $4,299-43.7% |
| Admin fee / account holder | $187 | $7,999-97.7% | $15,900-98.8% | $6,924-97.3% |