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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,280 | $174,379+26.9% | $152,093+45.5% | $138,895+59.3% |
| Participation rate | 57.1% | 81.6%-24.5pp | 77.8%-20.6pp | 79.9%-22.8pp |
| Annual return | 13.47% | 74.86%-61.4pp | 66.36%-52.9pp | 145.39%-131.9pp |
| Employer contribution / active EE | $1,423 | $4,652-69.4% | $4,175-65.9% | $4,194-66.1% |
| Participant deferral / active EE | $5,624 | $6,159-8.7% | $5,451+3.2% | $6,396-12.1% |
| Admin fee / account holder | $1,731 | $16,880-89.7% | $14,497-88.1% | $12,562-86.2% |