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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,155 | $183,516-62.3% | $155,534-55.5% | $145,884-52.6% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 5.43% | 61.43%-56.0pp | 64.92%-59.5pp | 551.85%-546.4pp |
| Employer contribution / active EE | $1,922 | $5,315-63.8% | $4,675-58.9% | $4,662-58.8% |
| Participant deferral / active EE | $5,157 | $6,467-20.2% | $5,630-8.4% | $6,690-22.9% |
| Admin fee / account holder | $132,271 | $19,293+585.6% | $15,900+731.9% | $13,392+887.7% |