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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,458 | $81,476+20.8% | $102,383-3.8% | $80,925+21.7% |
| Participation rate | 75.0% | 66.8%+8.2pp | 74.5%+0.5pp | 67.7%+7.3pp |
| Annual return | 14.90% | 25.59%-10.7pp | 24.94%-10.0pp | 35.65%-20.7pp |
| Employer contribution / active EE | $3,623 | $3,105+16.7% | $3,870-6.4% | $2,756+31.5% |
| Participant deferral / active EE | $7,770 | $3,871+100.7% | $5,060+53.6% | $4,299+80.8% |
| Admin fee / account holder | $2,890 | $6,717-57.0% | $8,391-65.6% | $6,940-58.4% |