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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,470 | $76,519-96.8% | $56,025-95.6% | $145,897-98.3% |
| Participation rate | 46.2% | 63.2%-17.1pp | 52.5%-6.4pp | 80.3%-34.2pp |
| Annual return | 18.90% | 3017.03%-2998.1pp | 1712.69%-1693.8pp | 552.29%-533.4pp |
| Employer contribution / active EE | $0 | $1,383-100.0% | $1,042-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $590 | $2,624-77.5% | $1,955-69.8% | $6,689-91.2% |
| Admin fee / account holder | $21 | $3,331-99.4% | $2,828-99.3% | $13,390-99.8% |