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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,045 | $89,259-28.2% | $107,187-40.2% | $82,637-22.5% |
| Participation rate | 48.1% | 67.9%-19.8pp | 75.0%-26.9pp | 68.1%-19.9pp |
| Annual return | 19.63% | 21.02%-1.4pp | 204.55%-184.9pp | 53.51%-33.9pp |
| Employer contribution / active EE | $1,656 | $3,080-46.2% | $3,782-56.2% | $2,552-35.1% |
| Participant deferral / active EE | $3,326 | $4,037-17.6% | $5,096-34.7% | $4,126-19.4% |
| Admin fee / account holder | $235 | $7,381-96.8% | $9,162-97.4% | $7,339-96.8% |