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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,444 | $126,519-72.8% | $106,201-67.6% | $145,959-76.4% |
| Participation rate | 80.0% | 77.7%+2.3pp | 75.3%+4.7pp | 80.3%-0.3pp |
| Annual return | 10.95% | 225.10%-214.2pp | 116.26%-105.3pp | 561.95%-551.0pp |
| Employer contribution / active EE | $580 | $3,726-84.4% | $3,170-81.7% | $4,661-87.6% |
| Participant deferral / active EE | $1,647 | $5,716-71.2% | $5,012-67.1% | $6,689-75.4% |
| Admin fee / account holder | $3,575 | $17,312-79.3% | $11,039-67.6% | $13,398-73.3% |