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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,717 | $201,372-9.3% | $184,260-0.8% | $145,884+25.2% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 15.53% | 29.04%-13.5pp | 28.84%-13.3pp | 551.85%-536.3pp |
| Employer contribution / active EE | $11,338 | $7,024+61.4% | $6,427+76.4% | $4,662+143.2% |
| Participant deferral / active EE | $11,639 | $9,808+18.7% | $9,133+27.4% | $6,690+74.0% |
| Admin fee / account holder | $1,872 | $16,362-88.6% | $13,898-86.5% | $13,392-86.0% |