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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,159 | $166,089-72.2% | $164,928-72.0% | $145,978-68.4% |
| Participation rate | 95.5% | 82.0%+13.4pp | 78.6%+16.8pp | 80.3%+15.2pp |
| Annual return | 13.73% | 100.26%-86.5pp | 70.08%-56.4pp | 550.52%-536.8pp |
| Employer contribution / active EE | $563 | $5,276-89.3% | $4,343-87.0% | $4,662-87.9% |
| Participant deferral / active EE | $2,737 | $6,961-60.7% | $6,034-54.6% | $6,690-59.1% |
| Admin fee / account holder | $8,365 | $16,641-49.7% | $12,684-34.1% | $13,400-37.6% |