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| Provider | Service type | Compensation |
|---|---|---|
USI CONSULTING GROUP5 years Filed as: USI ADVISORS Service code 27 · EIN 06-1397347 | Advisory (Plan) | $33,674 |
USI CONSULTING GROUP6 years Service code 12 · EIN 06-1053228 | Finders' fees / placement fees; Distr... | $23,608 |
Filed as: SENTINEL BENEFITS GROUP, LLC Service code 15 · EIN 20-5916766 | Recordkeeping | $10,754 |
Filed as: GLOBAL RETIREMENT PARTNERS, LLC Service code 27 4340 REDWOOD HIGHWAY, SUITE B60 · SAN RAFAEL, CA 94903 | Advisory (Plan) | $8,456 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,023 | $102,385+57.3% | $147,080+9.5% | $80,935+99.0% |
| Participation rate | 90.6% | 75.9%+14.7pp | 82.2%+8.4pp | 67.7%+22.9pp |
| Annual return | 14.42% | 135.09%-120.7pp | 420.17%-405.7pp | 35.66%-21.2pp |
| Employer contribution / active EE | $720 | $3,717-80.6% | $4,933-85.4% | $2,757-73.9% |
| Participant deferral / active EE | $11,290 | $6,651+69.8% | $8,066+40.0% | $4,299+162.6% |
| Admin fee / account holder | $450 | $7,951-94.3% | $12,989-96.5% | $6,924-93.5% |