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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,038 | $169,361-16.7% | $129,397+9.0% | $145,877-3.3% |
| Participation rate | 71.4% | 76.5%-5.0pp | 69.6%+1.8pp | 80.3%-8.9pp |
| Annual return | 12.95% | 14395.54%-14382.6pp | 9453.98%-9441.0pp | 551.28%-538.3pp |
| Employer contribution / active EE | $13,273 | $5,542+139.5% | $4,154+219.5% | $4,663+184.6% |
| Participant deferral / active EE | $6,994 | $4,987+40.2% | $4,167+67.8% | $6,691+4.5% |
| Admin fee / account holder | $519 | $9,903-94.8% | $7,679-93.2% | $13,402-96.1% |