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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,322 | $149,040+0.9% | $120,225+25.0% | $137,256+9.5% |
| Participation rate | 66.7% | 75.4%-8.8pp | 69.6%-2.9pp | 80.0%-13.3pp |
| Annual return | 13.98% | 605.68%-591.7pp | 439.23%-425.2pp | 220.34%-206.4pp |
| Employer contribution / active EE | $10,335 | $4,350+137.6% | $3,475+197.4% | $4,156+148.7% |
| Participant deferral / active EE | $8,006 | $4,655+72.0% | $3,999+100.2% | $6,407+25.0% |
| Admin fee / account holder | $599 | $6,348-90.6% | $5,696-89.5% | $12,270-95.1% |