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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,038 | $169,336-16.7% | $129,384+9.0% | $145,884-3.3% |
| Participation rate | 71.4% | 76.5%-5.1pp | 69.6%+1.8pp | 80.3%-8.9pp |
| Annual return | 12.95% | 14408.70%-14395.8pp | 9461.77%-9448.8pp | 551.85%-538.9pp |
| Employer contribution / active EE | $13,273 | $5,540+139.6% | $4,153+219.6% | $4,662+184.7% |
| Participant deferral / active EE | $6,994 | $4,985+40.3% | $4,166+67.9% | $6,690+4.5% |
| Admin fee / account holder | $519 | $9,912-94.8% | $7,686-93.2% | $13,392-96.1% |