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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,770 | $174,379-23.9% | $152,093-12.7% | $138,895-4.4% |
| Participation rate | 50.0% | 81.6%-31.6pp | 77.8%-27.8pp | 79.9%-29.9pp |
| Annual return | 15.72% | 74.86%-59.1pp | 66.36%-50.6pp | 145.39%-129.7pp |
| Employer contribution / active EE | $3,241 | $4,652-30.3% | $4,175-22.4% | $4,194-22.7% |
| Participant deferral / active EE | $11,847 | $6,159+92.4% | $5,451+117.3% | $6,396+85.2% |
| Admin fee / account holder | $15,477 | $16,880-8.3% | $14,497+6.8% | $12,562+23.2% |