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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,368 | $106,588-64.0% | $94,215-59.3% | $155,188-75.3% |
| Participation rate | 87.5% | 74.3%+13.2pp | 70.0%+17.5pp | 80.8%+6.7pp |
| Annual return | 4.51% | 29.39%-24.9pp | 28.22%-23.7pp | 148.84%-144.3pp |
| Employer contribution / active EE | $1,394 | $3,080-54.7% | $2,675-47.9% | $4,248-67.2% |
| Participant deferral / active EE | $705 | $4,802-85.3% | $4,276-83.5% | $6,531-89.2% |
| Admin fee / account holder | $3,735 | $12,281-69.6% | $10,216-63.4% | $14,480-74.2% |