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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,230 | $97,125-74.0% | $86,233-70.7% | $137,256-81.6% |
| Participation rate | 62.5% | 74.2%-11.7pp | 69.0%-6.5pp | 80.0%-17.5pp |
| Annual return | 15.81% | 74.19%-58.4pp | 61.39%-45.6pp | 220.34%-204.5pp |
| Employer contribution / active EE | $676 | $2,841-76.2% | $2,504-73.0% | $4,156-83.7% |
| Participant deferral / active EE | $1,064 | $5,180-79.5% | $4,559-76.7% | $6,407-83.4% |
| Admin fee / account holder | $149 | $9,725-98.5% | $8,342-98.2% | $12,270-98.8% |