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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,230 | $108,882-76.8% | $96,754-73.9% | $154,746-83.7% |
| Participation rate | 62.5% | 75.1%-12.6pp | 70.3%-7.8pp | 80.7%-18.2pp |
| Annual return | 15.81% | 98.39%-82.6pp | 82.04%-66.2pp | 172.34%-156.5pp |
| Employer contribution / active EE | $676 | $3,018-77.6% | $2,679-74.8% | $4,379-84.6% |
| Participant deferral / active EE | $1,064 | $5,323-80.0% | $4,758-77.6% | $6,730-84.2% |
| Admin fee / account holder | $149 | $10,200-98.5% | $8,905-98.3% | $14,365-99.0% |