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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,944 | $110,337-72.9% | $102,383-70.8% | $145,877-79.5% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.5%+0.5pp | 80.3%-5.3pp |
| Annual return | 11.42% | 24.83%-13.4pp | 24.94%-13.5pp | 551.28%-539.9pp |
| Employer contribution / active EE | $4,462 | $4,216+5.8% | $3,870+15.3% | $4,663-4.3% |
| Participant deferral / active EE | $11,196 | $5,621+99.2% | $5,060+121.3% | $6,691+67.3% |
| Admin fee / account holder | $9,100 | $9,750-6.7% | $8,391+8.4% | $13,402-32.1% |