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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,882 | $29,716+17.4% | $56,077-37.8% | $80,925-56.9% |
| Participation rate | 28.6% | 41.7%-13.1pp | 52.5%-23.9pp | 67.7%-39.1pp |
| Annual return | 13.61% | 35.30%-21.7pp | 1709.28%-1695.7pp | 35.65%-22.0pp |
| Employer contribution / active EE | $657 | $671-2.1% | $1,040-36.9% | $2,756-76.2% |
| Participant deferral / active EE | $1,204 | $1,228-2.0% | $1,954-38.4% | $4,299-72.0% |
| Admin fee / account holder | $517 | $2,432-78.7% | $2,825-81.7% | $6,940-92.5% |