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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,401 | $28,624+90.1% | $53,647+1.4% | $82,637-34.2% |
| Participation rate | 59.4% | 47.3%+12.1pp | 56.3%+3.1pp | 68.1%-8.7pp |
| Annual return | 16.05% | 664.98%-648.9pp | 358.33%-342.3pp | 53.51%-37.5pp |
| Employer contribution / active EE | $949 | $637+49.0% | $962-1.4% | $2,552-62.8% |
| Participant deferral / active EE | $2,615 | $1,196+118.6% | $1,813+44.2% | $4,126-36.6% |
| Admin fee / account holder | $5,860 | $2,022+189.9% | $2,460+138.2% | $7,339-20.1% |