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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,981 | $62,086-61.4% | $90,259-73.4% | $64,340-62.7% |
| Participation rate | 26.8% | 53.9%-27.1pp | 70.7%-44.0pp | 55.2%-28.5pp |
| Annual return | 20.22% | 16.73%+3.5pp | 18.88%+1.3pp | 24.14%-3.9pp |
| Employer contribution / active EE | $693 | $1,883-63.2% | $2,291-69.7% | $1,862-62.8% |
| Participant deferral / active EE | $1,369 | $2,557-46.4% | $3,827-64.2% | $2,980-54.0% |
| Admin fee / account holder | $848 | $3,317-74.4% | $7,267-88.3% | $3,703-77.1% |