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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,281 | $76,634-4.4% | $56,054+30.7% | $145,978-49.8% |
| Participation rate | 22.2% | 63.2%-41.0pp | 52.5%-30.3pp | 80.3%-58.1pp |
| Annual return | 22.25% | 3004.33%-2982.1pp | 1705.95%-1683.7pp | 550.52%-528.3pp |
| Employer contribution / active EE | $200 | $1,380-85.5% | $1,039-80.8% | $4,662-95.7% |
| Participant deferral / active EE | $5,000 | $2,622+90.7% | $1,952+156.1% | $6,690-25.3% |
| Admin fee / account holder | $0 | $3,321-100.0% | $2,822-100.0% | $13,400-100.0% |