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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,807 | $174,379-17.5% | $152,093-5.4% | $138,895+3.5% |
| Participation rate | 85.7% | 81.6%+4.1pp | 77.8%+7.9pp | 79.9%+5.8pp |
| Annual return | 16.36% | 74.86%-58.5pp | 66.36%-50.0pp | 145.39%-129.0pp |
| Employer contribution / active EE | $9,301 | $4,652+99.9% | $4,175+122.8% | $4,194+121.8% |
| Participant deferral / active EE | $5,031 | $6,159-18.3% | $5,451-7.7% | $6,396-21.3% |
| Admin fee / account holder | $1,374 | $16,880-91.9% | $14,497-90.5% | $12,562-89.1% |