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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $444,766 | $88,754+401.1% | $81,820+443.6% | $145,877+204.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 5.14% | 1031.77%-1026.6pp | 777.93%-772.8pp | 551.28%-546.1pp |
| Employer contribution / active EE | $46,335 | $3,085+1401.8% | $2,915+1489.5% | $4,663+893.7% |
| Participant deferral / active EE | $30,500 | $4,648+556.3% | $4,323+605.6% | $6,691+355.9% |
| Admin fee / account holder | $2,970 | $8,424-64.7% | $7,391-59.8% | $13,402-77.8% |