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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,417 | $110,137-78.7% | $161,149-85.5% | $82,637-71.7% |
| Participation rate | 87.1% | 72.4%+14.7pp | 78.8%+8.2pp | 68.1%+19.0pp |
| Annual return | 17.75% | 20.69%-2.9pp | 21.16%-3.4pp | 53.51%-35.8pp |
| Employer contribution / active EE | $2,668 | $2,856-6.6% | $4,360-38.8% | $2,552+4.5% |
| Participant deferral / active EE | $3,809 | $4,575-16.7% | $6,153-38.1% | $4,126-7.7% |
| Admin fee / account holder | $1,140 | $9,467-88.0% | $15,194-92.5% | $7,339-84.5% |