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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,981 | $156,398-78.3% | $147,318-76.9% | $138,895-75.5% |
| Participation rate | 75.0% | 83.8%-8.8pp | 82.1%-7.1pp | 79.9%-4.9pp |
| Annual return | 22.46% | 78.75%-56.3pp | 70.43%-48.0pp | 145.39%-122.9pp |
| Employer contribution / active EE | $0 | $4,853-100.0% | $4,593-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $7,131 | $8,237-13.4% | $7,906-9.8% | $6,396+11.5% |
| Admin fee / account holder | $840 | $14,976-94.4% | $13,708-93.9% | $12,562-93.3% |